What is a Payday Loan?
Payday loans, also commonly known as cash advances, are unsecured personal loans, typically ranging up to $1,500.00 or up to 50% of your income. In other words, payday loans are small, short-term loans...
View ArticleWhat Happens When You Don’t Pay Back a Payday Loan?
Have you ever wondered what happens when you don’t pay back your payday loan, or what happens if you default on your payments? Well, we’re here to help you understand the process of paying back a...
View ArticleEnjoying Christmas on a Budget
The year of 2019 is coming to a close, and that of course means the holiday season is upon us! For many, this time of year is exciting and full of hot cocoa and goodies, while for others it can be a...
View ArticleWhat Does My Payday Loan Mean For My Personal Taxes?
Tax season is fast approaching and it is easy to become overwhelmed with information regarding what you can and cannot claim when filing your personal return. If you’re like many Canadians who have...
View ArticleProtecting Yourself from Lending Fraud
Approved! Act Now! Congratulations! Those are all common statements used by scam artists and fraudsters who are phishing for your personal information, whether it’s your Social Insurance Number,...
View ArticleTimes are Tough – Speedy Cash is Here for You
As Canada and the rest of the world does what it can to flatten the curve and lessen the transmission of COVID-19, we at Speedy Cash Canada want to let all of any future and current customers that we,...
View ArticleJump into Saving this Summer
With winter out of our sights, Canadians across the country are preparing for summer vacations! Many of us may feel the pressure to join the masses and go on a lavish vacation during the summer, but...
View ArticleBudgeting for Back to School
Summer is (sadly) starting to come to an end, and that can only mean one thing – It’s nearly time for back to school! While this time of the year can be exciting for children, if financial situations...
View ArticleSimple Ways to Save Money
Do you often find yourself spending more than you anticipated? Are there times where you’ve experienced buyer’s remorse? Is your personal savings account not where it should be? In this blog post we...
View ArticleHalloween on a Budget
The scariest night of the year is upon us, but that doesn’t mean that the bill should haunt you until payday. Halloween can be extremely cost effective, and this blog post will explore some of those...
View ArticleWill a Payday Loan Affect My Credit Score?
There is a popular saying from the movie Forrest Gump, “Life is like a box of chocolates, you never know what you’re going to get.” A simple statement, but it is true! Life doesn’t always wait until...
View ArticleMaking Christmas Memories on a Budget
The holiday season is upon us once again, and while the usual holidays festivities may look drastically different this year due to the ongoing global pandemic, it doesn’t mean that your spirits should...
View ArticleHow to Break Spending Habits
It’s the first month of a new year and finding ways to save more money is one of the top resolutions made every New Year’s Eve. If you are having a hard time spending less and saving more, it may take...
View ArticleCOVID-19 and Your Tax Return
Last year was a whirlwind when it came to personal finances. The world pivoted into new ways of doing business, which led to many Canadians finding themselves working from home or even unemployed....
View ArticleCashing your Tax Return Cheque
After weeks of waiting, the day has finally arrived! That’s right – your Canada Revenue Agency tax return cheque has finally arrived, but now what? How do you cash a Tax Return Cheque? While the...
View ArticlePayday Loans vs. Installment Loans
There can be a lot of confusion that goes along with deciding what type of loan is best for you, especially when it comes to payday and installment loans. While both allow you to obtain cash when you...
View ArticleRenovations on a Budget
The past year was a challenging time for many Canadians, forcing us to tighten our purse strings and spend an unusual amount of time at home. Being on lockdown after lockdown had many homeowners and...
View ArticleUsing Credit Cards Wisely
There’s a lot of responsibility that comes with owning a credit card. On one hand, those handy plastic cards make spending more convenient. On the other hand, they can lead to serious overspending....
View ArticleHow Mobile Apps Can Help You Budget
Here’s an eye-opening statistic: One in three Canadians live paycheck to paycheck. If you’re someone who falls into this category and struggles to get ahead, budgeting can help you track expenses, curb...
View ArticleTen Ways to Eat Healthy on a Budget
According to a survey conducted by the Institute of Economic Affairs, healthy foods cost $1.65 more per kilogram than unhealthy ones. The key to beating the system? Planning and budgeting. Here are 10...
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